terms & conditions

Coaching Terms and Conditions

These terms and conditions shall govern your coaching with Paulette Kumar of Achieve to Excel Limited and any of the associates of the company. By using our website, you accept these terms and conditions in full. Accordingly, if you disagree with these terms and conditions or any part of them, you must not use our website. If you register with our website, submit any material to our website or use any of our website services, we will ask you to expressly agree to these terms and conditions.


1. Payments

Price of Coaching

Coaching is sold at the price shown on the relevant product page. For the duration of your coaching sessions you will be billed monthly via direct debit unless you have opted for an upfront one off payment. If you have had an initial consultation, payments will immediately follow. You may receive an email reminder before you start coaching.


When you make your first payment into the Healing me Naturally Coaching Programme, you have agreed to the following: You irrevocably agree that as Paulette Kumar of Achieve 2 Excel (“Coach Paulette Kumar”) accepts you as her Coachee and this Agreement  automatically becomes a binding contract between you and Coach Paulette Kumar, and applies to your participation in Coaching ONLY. Paulette at her discretion may offer you other bonuses.

1.1.Forms of Payment

The currently accepted form of payment is Stripe. You can find Stripe’s legal agreements here: https://stripe.com/gb/legal. Some people prefer payment through PayPal. You can find PayPal’s legal agreements here: https://www.paypal.com/uk/webapps/mpp/ua/legalhub-full.


1.2. Price Changes

If you continue coaching over 12 weeks there may be an increase in the price of the coaching. Paulette will give you at least two week's notice of any incoming price increase and will clearly state when the price increase will take place and how much your coaching will cost following the increase. During this period you will have your usual right to cancel on-going coaching in accordance with the Coaching terms and conditions. If you do not terminate your agreement by the date given in advance then the price of your coaching will increase accordingly.


1.3. Cancellation and Refunds

You may cancel your coaching at any time after the 12 weeks by clicking on your avatar in the top right of your page and selecting Settings>Billing Information. Upon cancelling your coaching you will not be eligible for a refund but will retain services for the balance of the payment month. With PayPal and Stripe a subscription can be cancelled up until the day before the next scheduled payment in order for you not to be charged. Cancelling a subscription cancels all future scheduled payments of that subscription. 


2. Termination Terms

Whilst Coach Paulette Kumar and associates hope that you will complete your coaching programme with us, we may terminate your programme, at any time and for any reason. This may result in the forfeiture and destruction of all information associated with you. Reasons for termination include: 


If you act in a way that may cause us harm

If you act in a way that does not align with our values

If you violate intellectual property rights

If we do permanently terminate your coaching, unfortunately you will no longer have any further access to our coaching programmes.


3. Intellectual Property

All materials and information provided to you by Coach Paulette Kumar may only be used by you as authorised by Coach Paulette Kumar. The reproduction, distribution and sale of these materials by anyone other than Coach Paulette Kumar is strictly prohibited. 


4. Liability Disclaimers

We will do our utmost to ensure that your Healing Me Naturally Coaching programme will remain uninterrupted and transmissions will be error free. Achieve 2 Excel will not be responsible, however, for:

Kajabi-based errors

PayPal-based errors

Stripe-based errors


5. Medical Disclaimers

Coach Paulette Kumar does not guarantee that anyone following the techniques, suggestions, tips, ideas or strategies suggested or stated in the Programme will become successful and have complete recovery or healing. Coach Paulette Kumar shall have neither liability nor responsibility to anyone with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained in the Programme. 

5.1. Coach Paulette Kumar does not claim to be a doctor. The information and resources distributed reflects her own personal opinions and do not replace professional medical or nutritional advice.

5.2. The information provided in the Healing Me Naturally Coaching Programme is designed to provide helpful information on the subjects mentioned or discussed. Materials provided in the Healing Me Naturally Coaching Programme are not meant to be used, nor should it be used, to diagnose or treat any medical condition. For diagnosis or treatment of any medical problem, consult your own physician. 

 5.3. Always consult a doctor before undertaking any of the advice, physical treatments, exercise or supplements suggested on the Healing Me Naturally Coaching Programme. Whilst every attempt has been made to ensure medical information in the programme is entirely safe, correct and up to date, Coach Paulette Kumar accepts no responsibility for consequences of the advice given therein. 

 5.4. References are provided for informational purposes only and do not constitute endorsement of any websites or other sources. Coachee should be aware that the websites listed within the Healing Me Naturally Coaching Programme may change. 


 6. Privacy and Data Protection 

Please find our privacy and data protection policy here:   Privacy Data and Protection Policy


7. Changes to Terms

These terms and conditions are effective as of 03/2021 and will remain in effect except with respect to any changes in their provisions in the future, which will be in effect immediately after being posted on this page. We reserve the right, at our sole discretion, to modify or replace these terms and conditions by updating them on this site. Your continued use of the site after any such changes constitutes your acceptance of the new terms and conditions. Please review this agreement periodically for changes. If you do not agree to any changes to the terms and conditions do not continue to use or access this site.


Contact Coach Paulette Kumar

Please contact Paulette Kumar, or her associates in charge directly through: [email protected]


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